Demo rate cardFrom £9.50 a month; £100.00 excess; cover up to £330,000.00
The pound values and percentages on this page are invented AcornBank product terms, chosen for a realistic bank-style example. They are not current market offers, an invitation to deposit or invest money or a forecast of what a real bank will pay.
| Product detail | Demo terms |
|---|---|
| Account type | Buildings and contents insurance |
| Rate, reward or charge | From £9.50 a month; £100.00 excess; cover up to £330,000.00 |
| Cover limit | up to £330,000.00 depending on the level chosen |
| Access | Claims in the story are reported to the branch and paid less the excess; a 14-day cooling-off period applies in the model |
| Eligibility in the scenario | A story customer who owns or rents a fictional drey in one of the twenty regions |
| Fees | £100.00 excess per claim |
| Cover levels | Contents only at £9.50 a month; Buildings only at £14.25 a month; Buildings and contents at £19.75 a month |
| Currency | GBP (£), used solely for fictional calculations |
Try your own numbers
Change the amounts to see what Drey Home Insurance would do in the story. Fictional figures, no application, no advice.
- Cover limit
- £30,000.00
- Paid out on a £1,200.00 claim
- £1,100.00after the £100.00 excess
Drey Home Insurance is buildings and contents insurance in the Insurance range, used for putting the drey back together after a bad day. Its live rate card, summary and worked tables sit above this text and update whenever the product record changes.
Know which amount the limit describes
For Drey Home Insurance, the range is up to £330,000.00 depending on the level chosen. For a savings product it is the opening and maximum principal; for an ISA it is the demo annual allowance; for a card or overdraft it is an assumed credit limit; for the mortgage it is an advance range; and for investments it is the minimum lump sum and any allowance. An interest credit may take savings just above the stated principal cap; further deposits then pause.
Before you increase the balance
| Check | Why it matters |
|---|---|
| Minimum | Amounts below the model minimum do not qualify for this product scenario. |
| Maximum or allowance | Projection examples stay within the stated principal cap or demo allowance. |
| Already at the cap? | Assume no further additions; accrued interest or growth is still credited. |
| Credit limit | Available borrowing is a limit less debt already used, not income or savings. |
The worked examples show the product-specific calculations and timing assumptions in full.
See the whole Insurance range or compare every product on the rates page.
What the example does not promise
All figures are invented and shown to make the demo useful to read and crawl. No money is held, no application is available, and no deposit-protection, regulatory or tax-wrapper status is claimed. Calculations do not account for personal tax, inflation or unstated changes in rates. The fictional bank manager can guarantee only that the next paragraph contains no real acorns.
Related reading
- This Is a Fictional Bank — No Real Banking Here
- Site Map — Every Branch of AcornBank
- Rates — Savings, Borrowing and Rewards
- Help — Unruffle Your Tail
- Insurance — Cover for Dreys, Travels and Tails
- Drey Home Insurance — Imaginary Fees and Other Chestnuts
- Drey Home Insurance — Worked Woodland Examples
AcornBank: entirely fictional banking, exceptionally committed squirrels.