Demo rate cardFrom £9.50 a month; £100.00 excess; cover up to £330,000.00
The pound values and percentages on this page are invented AcornBank product terms, chosen for a realistic bank-style example. They are not current market offers, an invitation to deposit or invest money or a forecast of what a real bank will pay.
| Product detail | Demo terms |
|---|---|
| Account type | Buildings and contents insurance |
| Rate, reward or charge | From £9.50 a month; £100.00 excess; cover up to £330,000.00 |
| Cover limit | up to £330,000.00 depending on the level chosen |
| Access | Claims in the story are reported to the branch and paid less the excess; a 14-day cooling-off period applies in the model |
| Eligibility in the scenario | A story customer who owns or rents a fictional drey in one of the twenty regions |
| Fees | £100.00 excess per claim |
| Cover levels | Contents only at £9.50 a month; Buildings only at £14.25 a month; Buildings and contents at £19.75 a month |
| Currency | GBP (£), used solely for fictional calculations |
Try your own numbers
Change the amounts to see what Drey Home Insurance would do in the story. Fictional figures, no application, no advice.
- Cover limit
- £30,000.00
- Paid out on a £1,200.00 claim
- £1,100.00after the £100.00 excess
Drey Home Insurance against the rest of insurance
| Feature | Drey Home InsuranceFROM £9.50 A MONTH | Bushy Tail Travel InsuranceFROM £5.95 A MONTH | Squirrel Life CoverFROM £8.20 A MONTH |
|---|---|---|---|
| Type | Buildings and contents insurance | Annual multi-trip travel insurance | Level term life insurance |
| Rate, reward or charge | From £9.50 a month; £100.00 excess; cover up to £330,000.00 | From £5.95 a month; £75.00 excess; cover up to £5,000,000.00 | From £8.20 a month; £0.00 excess; cover up to £300,000.00 |
| Premium from | £9.50 a month | £5.95 a month | £8.20 a month |
| Excess | £100.00 | £75.00 | None |
| Minimum | £0.00 | £0.00 | £100,000.00 |
Drey Home Insurance in charts
The same fictional model as the tables below, drawn rather than written. Hover or focus a mark for its value, or open the table view.
View as a table
| Category | Monthly premium |
|---|---|
| Contents only | £9.50 |
| Buildings only | £14.25 |
| Buildings and contents | £19.75 |
- Cost of the loss
- £1,200.00
- Excess
- £100.00
- Paid to the customer
- £1,100.00
- Cover from
- £9.50 a month
A fictional claim on a fictional policy; nothing is insured.
Monthly premium by cover level
| Cover level | Monthly premium | Over a year | Cover limit |
|---|---|---|---|
| Contents only | £9.50 | £114.00 | £30,000.00 |
| Buildings only | £14.25 | £171.00 | £300,000.00 |
| Buildings and contents | £19.75 | £237.00 | £330,000.00 |
Premium assumptions: a story customer aged 35 with a fictional address in Acornshire, no previous claims and a £100.00 excess. Real premiums depend on real details; these depend on nothing.
A worked claim: a leaf roof leaks over the nut store
| Item | Model amount |
|---|---|
| Cost of the loss | £1,200.00 |
| Excess | £100.00 |
| Paid to the story customer | £1,100.00 |
What the model covers
- Storm, flood and falling-branch damage to the drey
- Theft of contents by magpies or otherwise
- Accidental damage to the leaf ledger
What it does not cover
- Wear and tear, including roofs that were always going to leak
- Acorns eaten by the policyholder
- Anything in a real house, because none is insured
A claim is paid less the excess, never more than the cover limit. No real policy, claim or insurer exists behind this page.
Top questions about Drey Home Insurance
What is Drey Home Insurance for?
Cover for the building, the contents or both. The premium depends on the cover level, the excess is fixed, and the worked claim shows exactly what the story customer would receive. Its story purpose is putting the drey back together after a bad day. Everything on this site is fictional; nothing can be applied for.
What does Drey Home Insurance cover?
Storm, flood and falling-branch damage to the drey; Theft of contents by magpies or otherwise; Accidental damage to the leaf ledger. The exclusions are listed beside them on every page.
Drey Home Insurance is buildings and contents insurance in the Insurance range, used for putting the drey back together after a bad day. Its live rate card, summary and worked tables sit above this text and update whenever the product record changes.
Meet your next imaginary account
The purpose of Drey Home Insurance is putting the drey back together after a bad day. Start with the access rules, then compare the cost or return with your story’s timescale. A higher headline figure does not make a locked account suitable for an immediate bill, and a reward percentage is not the same as an interest rate.
See the whole Insurance range or compare every product on the rates page.
What the example does not promise
All figures are invented and shown to make the demo useful to read and crawl. No money is held, no application is available, and no deposit-protection, regulatory or tax-wrapper status is claimed. Calculations do not account for personal tax, inflation or unstated changes in rates. The fictional bank manager can guarantee only that the next paragraph contains no real acorns.
AcornBank: entirely fictional banking, exceptionally committed squirrels.