Demo rate cardFrom £9.50 a month; £100.00 excess; cover up to £330,000.00
The pound values and percentages on this page are invented AcornBank product terms, chosen for a realistic bank-style example. They are not current market offers, an invitation to deposit or invest money or a forecast of what a real bank will pay.
| Product detail | Demo terms |
|---|---|
| Account type | Buildings and contents insurance |
| Rate, reward or charge | From £9.50 a month; £100.00 excess; cover up to £330,000.00 |
| Cover limit | up to £330,000.00 depending on the level chosen |
| Access | Claims in the story are reported to the branch and paid less the excess; a 14-day cooling-off period applies in the model |
| Eligibility in the scenario | A story customer who owns or rents a fictional drey in one of the twenty regions |
| Fees | £100.00 excess per claim |
| Cover levels | Contents only at £9.50 a month; Buildings only at £14.25 a month; Buildings and contents at £19.75 a month |
| Currency | GBP (£), used solely for fictional calculations |
Drey Home Insurance questions
What is Drey Home Insurance for?
Cover for the building, the contents or both. The premium depends on the cover level, the excess is fixed, and the worked claim shows exactly what the story customer would receive. Its story purpose is putting the drey back together after a bad day. Everything on this site is fictional; nothing can be applied for.
What does Drey Home Insurance cover?
Storm, flood and falling-branch damage to the drey; Theft of contents by magpies or otherwise; Accidental damage to the leaf ledger. The exclusions are listed beside them on every page.
How much does Drey Home Insurance cost?
From £9.50 a month, rising with the cover level. The full table is on the rates-and-returns page.
What is the excess on Drey Home Insurance?
£100.00 per claim, deducted from what the model pays.
How do I claim on Drey Home Insurance?
In the story, report a leaf roof leaks over the nut store to the branch with its cost; the model pays it less the excess, up to the cover limit. No real claim can be made.
Insurance questions
Shared across the whole range.
What does an excess mean?
The first part of any claim the customer pays. A £1,200 loss with a £100 excess pays £1,100. Life cover has no excess.
Can I cancel a policy?
In the model, yes: a 14-day cooling-off period applies and after that a pro-rata refund. Life cover simply stops when premiums stop.
Does any of this insure anything real?
No. No policy, insurer, claim or payout exists. Every page is a worked example of how insurance figures fit together.
Drey Home Insurance is buildings and contents insurance in the Insurance range, used for putting the drey back together after a bad day. Its live rate card, summary and worked tables sit above this text and update whenever the product record changes.
Frequently asked squeaks
The questions and answers on this page come from AcornBank’s single shared FAQ collection, so the same wording appears here, on the Insurance hub and in the full FAQ list. Every answer is about a fictional product: From £9.50 a month; £100.00 excess; cover up to £330,000.00 is a demo figure and nothing can be applied for. The summary and worked figures below give the numbers the answers refer to.
See the whole Insurance range or compare every product on the rates page.
What the example does not promise
All figures are invented and shown to make the demo useful to read and crawl. No money is held, no application is available, and no deposit-protection, regulatory or tax-wrapper status is claimed. Calculations do not account for personal tax, inflation or unstated changes in rates. The fictional bank manager can guarantee only that the next paragraph contains no real acorns.
Related reading
- This Is a Fictional Bank — No Real Banking Here
- Site Map — Every Branch of AcornBank
- Rates — Savings, Borrowing and Rewards
- Help — Unruffle Your Tail
- Insurance — Cover for Dreys, Travels and Tails
- Drey Home Insurance — Compare the Canopy
- Drey Home Insurance — Fictional Product Terms
AcornBank: entirely fictional banking, exceptionally committed squirrels.