Stashback Card
A tiny reward for a tidy ledger, not a reason to carry debt. Cashback and credit interest are shown separately. The demo assumes ordinary purchases only, with no cash withdrawals or balance transfers.
Bushy Tail Rewards Card
The premium tail. Double the cashback of Stashback Card, an annual fee to pay for it and a higher APR that makes carrying a balance the quickest way to turn a reward into a cost. The tables show the fee and the cashback side by side.
Zero Nut Zone Card
Nothing to pay in interest for eighteen months, provided the balance is gone before the zone ends. The tables show the monthly amount that clears a purchase in time and what happens to any nut left behind.
Twig Transfer Card
Carry the twig, not the interest. The model moves £3,000 from a 24.9% card, charges the 3% fee up front and compares two years of zero interest with two years of leaving the balance where it was.
Acorn Builder Card
For squirrels whose ledger is short rather than bad. A modest limit, a steep APR and no annual fee: used lightly and cleared monthly it costs nothing, used as a loan it is the dearest nut in the forest.
Compare credit cards with your amount
- Stashback Cardcosts least0.5% CASHBACK · 24.9% APR£150.82interest repaying it over 12 months at 24.9% APR
- Bushy Tail Rewards Card1% CASHBACK · 27.9% APR£167.68interest repaying it over 12 months at 27.9% APR
- Zero Nut Zone Card0% PURCHASES FOR 18 MONTHS£150.82interest repaying it over 12 months at 24.9% APR
- Twig Transfer Card0% TRANSFERS FOR 24 MONTHS · 3% FEE£162.09interest repaying it over 12 months at 26.9% APR
- Acorn Builder Card34.9% APR · CREDIT BUILDER£206.03interest repaying it over 12 months at 34.9% APR
Same fictional model as every table on the site. Limits and allowances are noted; nothing here is advice or an offer.
Compare side by side
| Feature | Stashback Card0.5% CASHBACK · 24.9% APR | Bushy Tail Rewards Card1% CASHBACK · 27.9% APR | Zero Nut Zone Card0% PURCHASES FOR 18 MONTHS | Twig Transfer Card0% TRANSFERS FOR 24 MONTHS · 3% FEE | Acorn Builder Card34.9% APR · CREDIT BUILDER |
|---|---|---|---|---|---|
| Type | Cashback credit card | Rewards credit card | 0% purchase credit card | 0% balance transfer credit card | Credit-builder credit card |
| Rate, reward or charge | 0.50% cashback; 24.9% illustrative APR (variable) | 1.00% cashback; 27.9% illustrative APR (variable); £24.00 annual fee | 0% on purchases for 18 months, then 24.9% illustrative APR (variable) | 0% on balance transfers for 24 months with a 3% fee, then 26.9% illustrative APR (variable) | 34.9% illustrative APR (variable); credit limits from £250.00 |
| Cashback | Yes | Yes | No | No | No |
| 0% on purchases | No | No | Yes | No | No |
| 0% on balance transfers | No | No | No | Yes | No |
| Standard APR | 24.9% | 27.9% | 24.9% | 26.9% | 34.9% |
| Minimum | £500.00 | £1,000.00 | £500.00 | £1,000.00 | £250.00 |
Credit cards at a glance
View as a table
| Category | APR |
|---|---|
| Stashback Card | 24.90% |
| Bushy Tail Rewards Card | 27.90% |
| Zero Nut Zone Card | 24.90% |
| Twig Transfer Card | 26.90% |
| Acorn Builder Card | 34.90% |
View as a table
| Category | Interest |
|---|---|
| Stashback Card | £150.82 |
| Bushy Tail Rewards Card | £167.68 |
| Zero Nut Zone Card | £150.82 |
| Twig Transfer Card | £162.09 |
| Acorn Builder Card | £206.03 |
Credit cards questions
Shared with every product page in this range and the full FAQ list.
Which card should I choose in the story?
Stashback or Bushy Tail Rewards for spending that is repaid in full, Zero Nut Zone to spread a purchase, Twig Transfer to park an existing balance, and Acorn Builder to show a short, tidy history. Every card’s page shows the borrowing cost beside the perk.
What ends a 0% offer?
A missed or late payment, in the model. From then on the standard APR applies to the whole balance.
Is cashback capped?
Yes: £10 a month on Stashback Card and £25 a month on Bushy Tail Rewards Card, which also charges a £24 annual fee. Cash withdrawals, transfers, fees and interest never earn cashback.
What does the APR mean?
The illustrative annual cost of borrowing once interest applies. The card examples convert it to an equivalent monthly rate and repay £1,200 over twelve months to show the interest.
What credit limit would I get?
The pages state an illustrative range per card, from £250 on Acorn Builder to £10,000 on Twig Transfer. No real assessment happens; the limits are story furniture.
Five fictional cards with silly names and serious tables. Each page shows the reward or promotional offer beside what borrowing on the card would cost, because a cashback rate and an APR measure different things and only one of them is ever paid to the customer.
How to choose
Stashback Card and Bushy Tail Rewards Card suit spending that is repaid in full every month; the Rewards card pays double but charges an annual fee. Zero Nut Zone Card spreads a purchase over eighteen interest-free months, Twig Transfer Card parks an existing balance at 0% for two years after a 3% fee, and Acorn Builder Card exists to show a short, tidy history at a steep APR. Whatever the perk, the model always assumes a missed payment ends the offer.
Other ranges: Current accounts, Savings, Mortgages, Loans, Investments, Insurance. Every figure on this page comes from the live product record, so a changed rate is reflected immediately; the rates page compares the whole range.
AcornBank: entirely fictional banking, exceptionally committed squirrels.