Big dreams. Tiny paws.

An everyday ledger, a business account and an arranged overdraft.

Two savings accounts, two cash ISAs and two bonds, each pair with one fixed and one variable rate.

A treehouse repayment mortgage with a two-year fix and the full schedule.

Three fixed-rate loans for plans, treehouses and wheelbarrows, with the monthly payment and total cost shown for every term.

Cashback, rewards, 0% purchases, 0% balance transfers and a credit builder, all with the borrowing cost shown next to the perk.

A cash retirement saver, a general investment account, a stocks and shares ISA and a SIPP, all with growth scenarios.

Home, travel and life cover with demo premiums, excesses and a worked claim on every page.

A flexible savings pot for short-term plans. Label a goal, add to it whenever the imaginary pay packet arrives, and keep the money accessible when life changes its mind.

The fixed cousin of the easy-access cash ISA: one deposit within the demo allowance, a fixed rate for twelve months and no tax on the interest in the story.

A bond with a variable rate: the term is fixed at two years but the rate tracks a fictional Forest Base Rate plus 0.25%. The illustration holds today’s rate constant, which a real tracker would not.

A made-up mortgage with a two-year introductory fixed rate. The repayment table includes the assumed rate change after month 24, so the attractive opening payment is not mistaken for a 25-year guarantee.

Nothing to pay in interest for eighteen months, provided the balance is gone before the zone ends. The tables show the monthly amount that clears a purchase in time and what happens to any nut left behind.

The investment account inside a fictional ISA wrapper. Contributions are capped by a demo annual allowance of £20,000, and the model applies no tax to growth or withdrawals.