Demo rate card0.00% credit interest; £6.00 monthly account fee
The pound values and percentages on this page are invented AcornBank product terms, chosen for a realistic bank-style example. They are not current market offers, an invitation to deposit or invest money or a forecast of what a real bank will pay.
| Product detail | Demo terms |
|---|---|
| Account type | Business current account |
| Rate, reward or charge | 0.00% credit interest; £6.00 monthly account fee |
| Opening / maximum balance | £0.00 to £250,000.00 |
| Access | Routine business payment scenarios; no real transfers or merchant services |
| Eligibility in the scenario | A fictional sole trader or small woodland business with an adult operator |
| Fees | £6.00 per month |
| Currency | GBP (£), used solely for fictional calculations |
Fees and charges
| Charge | Model treatment |
|---|---|
| Opening / arrangement | £0.00 |
| Monthly account fee | £6.00 |
| Interest on borrowing | None; this product cannot be overdrawn |
| Early access | See access terms |
| Real amount payable to AcornBank | £0.00 — this is a fictional demo, not a service |
Branch Out Business is business current account in the Current accounts range, used for separating a woodland stall’s takings from personal spending. Its live rate card, summary and worked tables sit above this text and update whenever the product record changes.
Keep the cost in the same picture as the rate
A fee can reduce the benefit of interest, growth or cashback, and borrowing interest can exceed a reward. The table distinguishes ongoing charges from an upfront fee. Do not subtract a fee twice: the mortgage total already includes its arrangement fee, while its yearly repayment rows contain repayments only.
The worked examples show the product-specific calculations and timing assumptions in full.
See the whole Current accounts range or compare every product on the rates page.
What the example does not promise
All figures are invented and shown to make the demo useful to read and crawl. No money is held, no application is available, and no deposit-protection, regulatory or tax-wrapper status is claimed. Calculations do not account for personal tax, inflation or unstated changes in rates. The fictional bank manager can guarantee only that the next paragraph contains no real acorns.
Related reading
- This Is a Fictional Bank — No Real Banking Here
- Site Map — Every Branch of AcornBank
- Rates — Savings, Borrowing and Rewards
- Help — Unruffle Your Tail
- Current Accounts — Everyday Banking for Busy Squirrels
- Branch Out Business — Fetching Your Fictional Stash
- Branch Out Business — How Much Fits in a Hollow?
AcornBank: entirely fictional banking, exceptionally committed squirrels.