A little nutty. Entirely fictional. No real banking here ↗

Insurance · Products · FROM THE ACORNBANK FOREST

Bushy Tail Travel Insurance — Imaginary Fees and Other Chestnuts

One policy for a year of journeys. Cover levels differ by destination, the excess is small, and the worked claim shows a lost suitcase turning into a payout.

An umbrella sheltering two acorns.
A fictional bank, a real sense of humour. All people, places, products and figures are invented. No real banking or financial advice. About this demo.

Demo rate cardFrom £5.95 a month; £75.00 excess; cover up to £5,000,000.00

The pound values and percentages on this page are invented AcornBank product terms, chosen for a realistic bank-style example. They are not current market offers, an invitation to deposit or invest money or a forecast of what a real bank will pay.

Product detailDemo terms
Account typeAnnual multi-trip travel insurance
Rate, reward or chargeFrom £5.95 a month; £75.00 excess; cover up to £5,000,000.00
Cover limitup to £5,000,000.00 depending on the level chosen
AccessAny number of trips of up to 31 days during the policy year; claims paid less the excess
Eligibility in the scenarioA story customer under 70 who lives in the forest and travels for no more than 31 days at a time
Fees£75.00 excess per claim
Cover levelsEurope, annual multi-trip at £5.95 a month; Worldwide, annual multi-trip at £9.95 a month; Worldwide with winter sports at £13.45 a month
CurrencyGBP (£), used solely for fictional calculations

Fees and charges

ChargeModel treatment
Opening / arrangement£0.00
Monthly account fee£0.00
Excess per claim£75.00
CancellationPro-rata refund after a 14-day cooling-off period in the model
Interest on borrowingNone; this product cannot be overdrawn
Early accessCancel at any time; cover stops
Real amount payable to AcornBank£0.00 — this is a fictional demo, not a service

Bushy Tail Travel Insurance is annual multi-trip travel insurance in the Insurance range, used for leaving the forest without leaving the story’s safety net. Its live rate card, summary and worked tables sit above this text and update whenever the product record changes.

Keep the cost in the same picture as the rate

A fee can reduce the benefit of interest, growth or cashback, and borrowing interest can exceed a reward. The table distinguishes ongoing charges from an upfront fee. Do not subtract a fee twice: the mortgage total already includes its arrangement fee, while its yearly repayment rows contain repayments only.

The worked examples show the product-specific calculations and timing assumptions in full.

See the whole Insurance range or compare every product on the rates page.

What the example does not promise

All figures are invented and shown to make the demo useful to read and crawl. No money is held, no application is available, and no deposit-protection, regulatory or tax-wrapper status is claimed. Calculations do not account for personal tax, inflation or unstated changes in rates. The fictional bank manager can guarantee only that the next paragraph contains no real acorns.

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AcornBank: entirely fictional banking, exceptionally committed squirrels.