Demo rate card1.00% cashback; 27.9% illustrative APR (variable); £24.00 annual fee
The pound values and percentages on this page are invented AcornBank product terms, chosen for a realistic bank-style example. They are not current market offers, an invitation to deposit or invest money or a forecast of what a real bank will pay.
| Product detail | Demo terms |
|---|---|
| Account type | Rewards credit card |
| Rate, reward or charge | 1.00% cashback; 27.9% illustrative APR (variable); £24.00 annual fee |
| Illustrative credit limit | £1,000.00 to £8,000.00 |
| Access | 1% cashback on eligible purchases, capped at £25 per month, for a £24 annual fee; borrowing costs more than the reward |
| Eligibility in the scenario | An adult story applicant with a fictional income; all limits and acceptance decisions are invented |
| Fees | £24.00 a year |
| Currency | GBP (£), used solely for fictional calculations |
Try your own numbers
Change the amounts to see what Bushy Tail Rewards Card would do in the story. Fictional figures, no application, no advice.
- Cashback over a year after the fee
- £72.00
- If that £800.00 were carried as a balance over 12 months
- £75.98£111.77 interest at 27.9% APR
Bushy Tail Rewards Card is rewards credit card in the Credit cards range, used for a bigger reward on everyday spending that is always repaid in full. Its live rate card, summary and worked tables sit above this text and update whenever the product record changes.
Know which amount the limit describes
For Bushy Tail Rewards Card, the range is £1,000.00 to £8,000.00. For a savings product it is the opening and maximum principal; for an ISA it is the demo annual allowance; for a card or overdraft it is an assumed credit limit; for the mortgage it is an advance range; and for investments it is the minimum lump sum and any allowance. An interest credit may take savings just above the stated principal cap; further deposits then pause.
Before you increase the balance
| Check | Why it matters |
|---|---|
| Minimum | Amounts below the model minimum do not qualify for this product scenario. |
| Maximum or allowance | Projection examples stay within the stated principal cap or demo allowance. |
| Already at the cap? | Assume no further additions; accrued interest or growth is still credited. |
| Credit limit | Available borrowing is a limit less debt already used, not income or savings. |
The worked examples show the product-specific calculations and timing assumptions in full.
See the whole Credit cards range or compare every product on the rates page.
What the example does not promise
All figures are invented and shown to make the demo useful to read and crawl. No money is held, no application is available, and no deposit-protection, regulatory or tax-wrapper status is claimed. Calculations do not account for personal tax, inflation or unstated changes in rates. The fictional bank manager can guarantee only that the next paragraph contains no real acorns.
Related reading
- This Is a Fictional Bank — No Real Banking Here
- Site Map — Every Branch of AcornBank
- Rates — Savings, Borrowing and Rewards
- Help — Unruffle Your Tail
- Credit Cards — Plastic with a Bushy Tail
- Bushy Tail Rewards Card — Imaginary Fees and Other Chestnuts
- Bushy Tail Rewards Card — Worked Woodland Examples
AcornBank: entirely fictional banking, exceptionally committed squirrels.