A little nutty. Entirely fictional. No real banking here ↗

Help · FROM THE ACORNBANK FOREST

First Accounts — Finding Your Imaginary Account

Entirely fictional. Thoroughly nutty. Welcome to another branch of our story.

An owl perched on a branch beside a question mark.
A fictional bank, a real sense of humour. All people, places, products and figures are invented. No real banking or financial advice. About this demo.

Finding Your Imaginary Account

There is no account lookup or real account. Names and balances in the copy belong to fictional characters; browse the product overview to follow their story.

In the first accounts story

Characters want to understand an imaginary account, using a first leaf statement. The comic complication is mistaking a welcome leaflet for lunch. Keep that scene separate from your own information: the character’s details describe the tale, not the visitor.

Check the context

  • Read the page heading to identify the subject.
  • Check whether an amount is a starting pile, a movement or an ending total.
  • Follow the collection link for neighbouring questions.

If the wording still seems nutty, remember that Hazel Twitch is a made-up character with a leaf clipboard. There is no customer-service case to open, no real transaction to trace and no hidden balance waiting behind the bark.

Put first accounts into a bank-style example

The related product is Squirrel Saver, used for a first home for spare savings. Its current fictional demo rate card is 3.75% AER / gross p.a. (variable). This separate example uses pounds, not the acorn tokens in the story above. There is no conversion between them.

YearBalance at start of yearInterest that yearClosing balance
1£4,000.00£150.00£4,150.00
2£4,150.00£155.63£4,305.63
3£4,305.63£161.46£4,467.09

The principal is deposited on day one, interest is credited annually and no money is added or withdrawn. Variable rates are held constant solely for the calculation; figures exclude fees. For a fixed product, the illustration ends at maturity.

A check for this page

When working through finding your imaginary account, identify the amount, the time it stays in the account, and whether the result is interest, growth, a reward or a cost. The access rule is: unlimited withdrawals in the demo; no notice period. If the scene changes any of those assumptions, start with the Squirrel Saver worked examples and recalculate rather than reusing the closing figure. A very confident squirrel is still not a calculator.

Related reading


AcornBank: entirely fictional banking, exceptionally committed squirrels.